What Underwriters Will Actually Ask You in 2026 Renewals
Cyber insurance renewal questionnaires have doubled in length. The questions that move premiums are not the ones you'd expect.
The questions that move premiums
Carriers price on four signals: privileged access management, email security posture, backup immutability, and time-to-detect. Everything else is documentation.
Evidence beats attestations
A signed attestation that you "have EDR deployed" is worth less than a date-stamped report showing coverage across 100% of endpoints. Continuous reporting is the cheapest premium reduction available.
Where firms overpay
Most firms accept the carrier's default sublimits on social engineering and funds transfer fraud. Those are the two coverages that actually trigger in legal-sector claims. Negotiate them up; negotiate ransomware coverage down if you have tested immutable backups.
Free Assessment
See what an attacker sees.
Run a no-obligation external attack-surface scan on your firm's domain in under two minutes.
Start the assessment
